(763) 572-1368

(763) 572-1580


5210 Central Avenue NE, Suite 200 Minneapolis, MN 55421-1827

Open the Door to Your Home's Equity

Our Fixed-Rate Equity Loan is a great option to finance home repairs, vacations, debt consolidation, and educational needs. With a fixed interest rate for the life of the loan and set monthly payments, you’ll know exactly what to expect.

  • Finance up to 80% of your Home's Equity*
  • 5, 10, and 15-year terms available
  • Minimum monthly payments of $150.00
  • Full amount paid out at closing (no advances)
  • Half your Closing Costs refunded for loans over $20,000.00 and in place for 24 months.
  • No points or annual fees
  • No Prepayment penalty
  • Loans secured by your home’s value may be tax deductible. Check with your tax accountant.

* Minnesota homeowners only

Our rates:

Term Prime Rate
5 year Prime Rate
10 year Prime Rate +0.25%
15 year Prime Rate +0.50%

To apply contact us at 763.572.1368 or email staff@midlandcoopcu.com

Mortgage Service

Purchase: Secure Your Financing Before You Start Your Home Search. Before you start shopping for a home, take the time to get pre-qualified for a loan. This way, you're prepared to make an offer when you do find a home.

Refinance: By comparing rates and terms from multiple lenders, First Class Mortgage can help you save thousands of dollars in interest over the life of the loan—perhaps pay off your mortgage sooner—or, reduce your monthly payment.

First class service, knowledge and experience with our partner First Class Mortgage.

Get Pre-qualified