| LOANS |
APR |
More Information |
| Share (savings) Secured Loan |
4.25% |
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| New Autos-100% Financing* |
4.49% |
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| New Autos-with eStatement Enrollment |
4.24% |
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| Used Autos-90% NADA Book Retail Value |
4.49% |
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| Used Autos-with eStatement Enrollment |
4.24% |
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| Recreational Vehicles |
7.00% |
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| ATVs, Boats, Motorcycles, Snowmobiles |
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| Motor Homes, 5th Wheels and |
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| Self-contained Travel Trailer |
7.00% |
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| Home Equity Fixed Rate- Minnesota Homesteads |
5 year term: 1.00% above Prime*
10 year term: 1.25% above Prime*
15 year term: 1.50% above Prime* |
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| Home Equity Variable Rate- Minnesota Homesteads |
| Prime* + 0% |
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| *Prime rate published in the Money Rates |
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| Column of the WALL STREET JOURNAL |
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| Debt Consolidation |
10.00% |
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| Home Improvement |
10.00% |
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| Signature Loans |
10.00% |
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| SHARE SAVINGS ACCOUNTS |
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| Annual Percentage Yield has been set by the Board of Directors. |
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| Fourth Quarter 2011 |
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| Account Balances $25.00 and above |
0.05% |
APR |
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| Account Balances below $25.00 do not earn dividends |
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| CHRISTMAS CLUB ACCOUNTS |
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| Annual Percentage Yield has been set by the Board of Directors. |
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| Fourth Quarter 2011 |
0.05% |
APR |
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| Christmas Club Checks will be mailed annually the first week of November. |
