(763) 572-1368

(763) 572-1580

staff@midlandcoopcu.com

5210 Central Avenue NE, Suite 200 Minneapolis, MN 55421-1827

Current Loan Rates


Apply for a loan Calculators

Loans Annual Percentage Rates (APR) Term
Autos
2017 and Newer 2.29%* up to 36 months
2015 and Newer 2.49%* up to 36 months
2.99%* 37 to 48 months
  3.49%* 49 to 60 months
  3.99%*
over $25,000
61 to 72 months
2015 and Newer
Extended Term
4.49%*
over $25,000
73 to 84 months
    2013 - 2014 2.99%* 48 months
    2011 - 2012 3.49%* 36 months
    2010 and older 3.99%* 24 months
    Savlaged Title /
    Repairable
5.49%* 80% of NADA Retail.Terms Vary
Recreational Vehicles
(ATVs, Boats, Campers, Motorcycles, RVs, Snowmobiles, Travel Trailers, Trailers & UTVs)
    $0.00 to $9,999 3.49%* 48 months
    $10K to $19,999 3.99%* 60 months
    $20K to $29,999 4.99%* 72 months
    $30K to $49,999 5.49%* 84 months
    $50K and up 5.99%* 120 months
Rate determined by term.
     
Debt Consolidation / Personal 9.99%* 12 months. Max $10,000
Home Equity (MN Homesteads) NMLS # 757279
Fixed Rate 0.00% Above Prime¹ 5 Year Term
Fixed Rate 0.25% Above Prime¹ 10 Year Term
Fixed Rate 0.50% Above Prime¹ 15 Year Term
1 Prime rate published by the Wall Street Journal
Home Improvement 9.99%* 60 months
Mortgages - Conventional, FHA, VA, Investment Property, etc.
First Class Mortgage NMLS # 322842   Phone: 763-416-6789 or apply online at www.firstclasscorp.com
Share Savings Secured 2.49%*
Account Balance
up to 36 months
  2.99%* Account Balance
37 to 60 months
  3.49%* Account Balance
61 to 72 months
  4.49%* Account Balance
73 to 119 months
  Prime¹ + 0.50% Account Balance
120 to 180 months
Minimum loan amount for promotional rate is $1,000.
Highest rate will apply for exceptions.
* Rates disclosed reflect a 0.50% discount for automatic payment.

Savings Rates



Account Rate
Share Savings Account
- $25 minimum balance to earn APY 0.03% APY*
- Balances below $25 0.00% APY*
Christmas Club
- No minimum balance to earn APY 0.03% APY*

*APY = Annual Percentage Rate