(763) 572-1368

(763) 572-1580

staff@midlandcoopcu.com

5210 Central Avenue NE, Suite 200 Minneapolis, MN 55421-1827

Current Loan Rates


Apply for a loan Calculators

Loans Annual Percentage Rates (APR) Term
Autos
NEW: 2020 - 2021 2.49%* up to 24 months
- 2.99%* 25 to 36 months
- 3.49%* 37 to 60 months
- 3.99%* 61 to 72 months
- 4.49%* 73 to 84 months
USED: 2018 - 2019 2.49%* up to 24 months
- 2.99%* 25 to 36 months
- 3.49%* 37 to 48 months
- 3.99%* 49 to 60 months
- 4.49%*
over $25,000
61 to 72 months
2018 - 2019
Extended Term
4.99%*
over $25,000
73 to 84 months
    2016 - 2017 2.99%* Up to 24 months
    2016 - 2017 3.49%* 25 to 36 months
    2016 - 2017 3.99%* 37 to 48 months
    2014 - 2015 3.49%* Up to 24 months
    2014 - 2015 3.99%* 25 to 36 months
    2013 and older 3.99%* 24 months
    Salvaged Title /
    Repairable
5.49%* 80% of NADA Retail.Terms Vary
Recreational Vehicles
(ATVs, Boats, Campers, Motorcycles, RVs, Snowmobiles, Travel Trailers, Trailers & UTVs)
    $0.00 to $9,999 3.99%* 48 months
    $10K to $19,999 4.49%* 60 months
    $20K to $29,999 5.49%* 72 months
    $30K to $49,999 5.99%* 84 months
    $50K and up 6.49%* 120 months
Rate determined by term.
Debt Consolidation / Personal 9.99%* 12 months. Max $10,000
Home Improvement 9.99%* 60 months
Mortgages - Conventional, FHA, VA, Investment Property, etc.
First Class Mortgage NMLS # 322842   Phone: 763-416-6789 or apply online at www.firstclasscorp.com
Share Savings Secured 2.49%*
Account Balance
up to 36 months
  2.99%* Account Balance
37 to 60 months
  3.49%* Account Balance
61 to 72 months
  4.49%* Account Balance
73 to 119 months
Minimum loan amount for promotional rate is $1,000.
Highest rate will apply for exceptions.
* Rates disclosed reflect a 0.50% discount for automatic payment.

Savings Rates



Account Rate*
Share Savings Account
- $25 minimum balance to earn APY 0.04% APY**
- Balances below $25 0.00% APY**
Christmas Club
- No minimum balance to earn APY 0.04% APY**

*Last Dividend rate paid **APY = Annual Percentage Yield